Keeping you on course

The whole point of planning is that it allows you to make good decisions when life surprises you. We sit down with our clients each year and deliver cashflow scenario planning based on changes to your circumstances.

We also update your one-page financial plan to adjust for your net worth and your progress towards the tasks and goals we identified at outset. This is a long-term process that makes sure you are making the most of your circumstances.

We ensure that changes to your personal situation, the tax system and financial markets are woven into your affairs to your advantage. This might be making sure you aren’t saving too much into a pension, or making sure your investment portfolio is best fitted for our changing world.

Or it might mean doing nothing, but in turbulent times that can be the hardest thing.

We charge either 0.5% or 1% of the sum you have managed by us for this ongoing service, depending on the level of service you require.